.nav{position:sticky;top:0;z-index:100;background:#fff;border-bottom:1px solid var(--border);box-shadow:var(--shadow-sm)}.nav__inner{max-width:var(--max-content);margin:0 auto;padding:0 2rem;height:60px;display:flex;align-items:center;gap:2rem}.nav__logo{display:flex;align-items:center;gap:.5rem;font-size:1.15rem;font-weight:700;color:var(--text-primary);text-decoration:none;letter-spacing:-.02em;flex-shrink:0}.nav__logo strong{font-weight:800}.nav__logo-mark{width:30px;height:30px;background:var(--grad);color:#fff;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:.9rem;font-weight:800;box-shadow:var(--glow-sm)}.nav__links{display:flex;align-items:center;gap:.25rem;margin-left:auto}.nav__link{padding:.4rem .75rem;font-size:.875rem;font-weight:500;color:var(--text-secondary);border-radius:var(--r-md);transition:color .15s,background .15s}.nav__link:hover,.nav__link--active{color:var(--accent);background:var(--accent-light)}.nav__dropdown{position:relative}.nav__dropdown-trigger{background:none;border:none;padding:.4rem .75rem;font-size:.875rem;font-weight:500;color:var(--text-secondary);border-radius:var(--r-md);cursor:pointer;transition:color .15s,background .15s;font-family:var(--font)}.nav__dropdown:hover .nav__dropdown-trigger,.nav__dropdown--active .nav__dropdown-trigger{color:var(--accent);background:var(--accent-light)}.nav__dropdown-menu{display:none;position:absolute;top:calc(100% + 6px);left:0;background:#fff;border:1px solid var(--border);border-radius:var(--r-lg);box-shadow:var(--shadow-md);padding:.4rem;min-width:190px;z-index:200}.nav__dropdown:hover .nav__dropdown-menu{display:flex;flex-direction:column}.nav__dropdown-item{display:block;padding:.5rem .75rem;font-size:.85rem;color:var(--text-secondary);border-radius:var(--r-sm);transition:background .1s,color .1s}.nav__dropdown-item:hover,.nav__dropdown-item.active{background:var(--accent-light);color:var(--accent)}.nav__hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:.25rem;margin-left:auto}.nav__hamburger span{display:block;width:22px;height:2px;background:var(--text-secondary);border-radius:2px}@media (max-width: 640px){.nav__hamburger{display:flex}.nav__links{display:none;position:absolute;top:60px;left:0;right:0;background:#fff;border-bottom:1px solid var(--border);box-shadow:var(--shadow-md);flex-direction:column;align-items:stretch;padding:.75rem 1.5rem 1rem;gap:.25rem}.nav__links--open{display:flex}.nav__dropdown-menu{position:static;box-shadow:none;border:none;padding:.25rem .5rem;display:flex;flex-direction:column;background:transparent}.nav__dropdown-trigger{pointer-events:none}}.footer{background:#0c1a4e;margin-top:5rem}.footer__inner{max-width:var(--max-content);margin:0 auto;padding:3rem 2rem 2rem;display:grid;grid-template-columns:2fr 1fr 1fr;gap:2rem}.footer__bottom-right{display:flex;align-items:center;gap:.5rem;white-space:nowrap}.footer__domain{color:#93c5fd;font-weight:700;transition:color .15s}.footer__domain:hover{color:#fff}.footer__brand{display:flex;flex-direction:column;gap:.75rem}.footer__logo{display:flex;align-items:center;gap:.5rem;font-size:1.1rem;font-weight:700;color:#fff}.footer__logo strong{font-weight:800}.footer__logo-mark{width:28px;height:28px;background:var(--grad);color:#fff;border-radius:7px;display:flex;align-items:center;justify-content:center;font-size:.85rem;font-weight:800}.footer__tagline{margin:0;font-size:.82rem;line-height:1.6;color:#ffffff73}.footer__links{display:flex;flex-direction:column;gap:.5rem}.footer__links-heading{margin:0 0 .25rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.09em;color:#ffffff59}.footer__links a{font-size:.82rem;color:#ffffff8c;transition:color .15s}.footer__links a:hover{color:#fff}.footer__bottom{border-top:1px solid rgba(255,255,255,.08);max-width:var(--max-content);margin:0 auto;padding:1.25rem 2rem;display:flex;justify-content:space-between;align-items:center;gap:1rem}.footer__bottom p{margin:0;font-size:.72rem;color:#ffffff4d;line-height:1.5}@media (max-width: 640px){.footer__inner{grid-template-columns:1fr;padding:2rem 1.25rem 1.5rem}.footer__bottom{flex-direction:column;align-items:flex-start;padding:1rem 1.25rem}}.home__hero{background:var(--hero-bg);padding:5.5rem 2rem 6.5rem;position:relative;overflow:hidden}.home__hero:after{content:"";position:absolute;right:-80px;top:-80px;width:480px;height:480px;background:#ffffff08;border-radius:50%;pointer-events:none}.home__hero-inner{position:relative;z-index:1;max-width:780px;margin:0 auto}.home__eyebrow{margin:0 0 1rem;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:#fff9}.home__h1{margin:0 0 1.25rem;font-size:clamp(2rem,5vw,3.25rem);font-weight:800;line-height:1.12;letter-spacing:-.03em;color:#fff}.home__h1 span{color:#93c5fd}.home__subhead{margin:0 0 2.5rem;font-size:1.05rem;line-height:1.75;color:#ffffffb8;max-width:580px}.home__cta-row{display:flex;gap:.75rem;flex-wrap:wrap}.home__cta-primary{display:inline-flex;align-items:center;padding:.75rem 1.75rem;background:#fff;color:var(--accent);font-weight:700;font-size:.95rem;border-radius:var(--r-xl);box-shadow:0 2px 12px #0003;transition:box-shadow .15s,transform .15s}.home__cta-primary:hover{color:var(--accent-hover);box-shadow:0 4px 20px #0000004d;transform:translateY(-1px)}.home__cta-secondary{display:inline-flex;align-items:center;padding:.75rem 1.75rem;background:#ffffff1a;color:#ffffffe6;font-weight:600;font-size:.95rem;border-radius:var(--r-xl);border:1px solid rgba(255,255,255,.25);transition:background .15s}.home__cta-secondary:hover{background:#ffffff2e;color:#fff}.home__decisions,.home__philosophy{padding:4rem 2rem}.home__section-inner{max-width:var(--max-content);margin:0 auto}.home__section-eyebrow{display:inline-block;margin:0 0 .5rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--accent-2)}.home__section-h2{margin:0 0 2rem;font-size:clamp(1.4rem,2.8vw,2rem);font-weight:800;letter-spacing:-.025em;color:var(--text-primary)}.home__cards{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}.home__card{display:flex;flex-direction:column;gap:.75rem;padding:1.5rem;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);color:inherit;position:relative;overflow:hidden;transition:border-color .18s,box-shadow .18s,transform .15s}.home__card:before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--grad);border-radius:3px 0 0 3px;opacity:0;transition:opacity .2s}.home__card:hover{border-color:#1e3a8a40;box-shadow:var(--shadow-md);transform:translateY(-2px)}.home__card:hover:before{opacity:1}.home__card-icon{font-size:1.75rem;line-height:1;flex-shrink:0}.home__card-body{flex:1}.home__card-title-row{display:flex;align-items:center;gap:.5rem;margin-bottom:.4rem;flex-wrap:wrap}.home__card-title{margin:0;font-size:.96rem;font-weight:700;color:var(--text-primary);line-height:1.3}.home__card-tag{font-size:.6rem;font-weight:700;text-transform:uppercase;letter-spacing:.07em;background:var(--accent-light);color:var(--accent);padding:.15rem .5rem;border-radius:99px;border:1px solid rgba(30,58,138,.15)}.home__card-tag--new{background:var(--success-light);color:var(--success);border:1px solid rgba(22,163,74,.2)}.home__card-desc{margin:0;font-size:.8rem;color:var(--text-secondary);line-height:1.55}.home__card-arrow{font-size:1rem;color:var(--text-muted);align-self:flex-end;margin-top:auto;transition:color .15s,transform .15s}.home__card:hover .home__card-arrow{color:var(--accent);transform:translate(4px)}.home__decisions--p2,.home__philosophy{background:var(--surface-muted);border-top:1px solid var(--border)}.home__philosophy-lead{font-size:1rem;color:var(--text-secondary);line-height:1.75;max-width:680px;margin:0 0 2rem}.home__philosophy-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.home__philosophy-card{padding:1.5rem;background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);box-shadow:var(--shadow-sm);transition:box-shadow .18s,border-color .18s}.home__philosophy-card:hover{box-shadow:var(--shadow-md);border-color:var(--border-strong)}.home__philosophy-card h3{margin:0 0 .75rem;font-size:.92rem;font-weight:700;color:var(--text-primary)}.home__philosophy-card p{margin:0;font-size:.82rem;color:var(--text-secondary);line-height:1.65}@media (max-width: 768px){.home__cards,.home__philosophy-grid{grid-template-columns:1fr}}@media (max-width: 480px){.home__hero{padding:3.5rem 1.25rem 4.5rem}.home__decisions,.home__philosophy{padding:2.5rem 1.25rem}.home__card{padding:1.25rem}}.slider-input{display:flex;flex-direction:column;gap:.35rem;margin-bottom:1.25rem}.slider-input__header{display:flex;justify-content:space-between;align-items:baseline}.slider-input__label{font-size:.875rem;color:var(--text-secondary);font-weight:500}.slider-input__value{font-size:1rem;font-weight:700;color:var(--accent);min-width:6rem;text-align:right}.slider-input__track-wrap{position:relative}.slider-input__range{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:100%;height:4px;border-radius:2px;background:linear-gradient(to right,var(--accent) 0%,var(--accent) var(--pct),var(--border) var(--pct),var(--border) 100%);outline:none;cursor:pointer}.slider-input__range::-webkit-slider-thumb{-webkit-appearance:none;width:18px;height:18px;border-radius:50%;background:var(--accent);border:2px solid #fff;box-shadow:0 1px 4px #4f46e566;cursor:pointer;transition:transform .1s}.slider-input__range::-webkit-slider-thumb:hover{transform:scale(1.15)}.slider-input__range::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--accent);border:2px solid #fff;cursor:pointer}.slider-input__bounds{display:flex;justify-content:space-between;font-size:.7rem;color:var(--text-muted)}.slider-input__hint{margin:0;font-size:.75rem;color:var(--text-muted);font-style:italic}.bvr-page{max-width:var(--max-tool);margin:0 auto;padding:2.5rem 2rem 4rem}.bvr-page__header{margin-bottom:2rem}.bvr-breadcrumb{margin:0 0 .75rem;font-size:.8rem;color:var(--text-muted)}.bvr-breadcrumb a{color:var(--text-muted)}.bvr-page__header h1{margin:0 0 .5rem;font-size:1.75rem;font-weight:800;letter-spacing:-.025em}.bvr-page__subtitle{margin:0;font-size:.95rem;color:var(--text-secondary);max-width:600px;line-height:1.6}.bvr-layout{display:grid;grid-template-columns:380px 1fr;gap:2rem;align-items:start}.bvr-inputs{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.5rem;box-shadow:var(--shadow-sm);position:sticky;top:76px}.bvr-inputs__heading{margin:0 0 1.25rem;font-size:1rem;font-weight:700}.bvr-inputs__group{margin-bottom:1.5rem}.bvr-inputs__group:last-child{margin-bottom:0}.bvr-inputs__group-label{margin:0 0 .75rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);padding-bottom:.4rem;border-bottom:1px solid var(--border)}.bvr-results{display:flex;flex-direction:column;gap:1.5rem}.bvr-outcome{border-radius:var(--r-xl);padding:1.5rem;border:1px solid}.outcome--buy{background:linear-gradient(135deg,#eef2ff,#e0e7ff);border-color:#c7d2fe}.outcome--rent{background:linear-gradient(135deg,#d1fae5,#a7f3d0);border-color:#6ee7b7}.outcome--comparable{background:var(--surface-muted);border-color:var(--border)}.bvr-outcome__label{margin:0 0 1rem;font-weight:700;font-size:.95rem;color:var(--text-primary)}.bvr-outcome__row{display:flex;align-items:center;gap:1rem;flex-wrap:wrap}.bvr-outcome__stat{display:flex;flex-direction:column;gap:.2rem}.bvr-outcome__num{font-size:1.75rem;font-weight:800;letter-spacing:-.02em}.bvr-outcome__num--buy{color:var(--buy-color)}.bvr-outcome__num--rent{color:var(--rent-color)}.bvr-outcome__sub{font-size:.75rem;color:var(--text-muted)}.bvr-outcome__vs{font-size:.8rem;font-weight:700;color:var(--text-muted);padding:0 .25rem}.bvr-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:.75rem}.bvr-kpi{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:.875rem 1rem;display:flex;flex-direction:column;gap:.25rem;box-shadow:var(--shadow-sm)}.bvr-kpi__val{font-size:1.05rem;font-weight:700;color:var(--text-primary);line-height:1.2}.bvr-kpi__lbl{font-size:.7rem;color:var(--text-muted);line-height:1.3}.bvr-chart-wrap{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.25rem .75rem;box-shadow:var(--shadow-sm)}.bvr-chart-title{margin:0 0 .75rem;font-size:.85rem;font-weight:600;color:var(--text-secondary)}.wealth-chart__legend{display:flex;gap:1.25rem;margin-bottom:.5rem;font-size:.75rem;font-weight:600}.wealth-chart__legend-buy{color:var(--buy-color)}.wealth-chart__legend-rent{color:var(--rent-color)}.bvr-insights{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.bvr-insights__heading{margin:0 0 .75rem;font-size:.85rem;font-weight:700;color:var(--text-primary)}.bvr-insights__list{margin:0;padding:0 0 0 1.1rem;display:flex;flex-direction:column;gap:.6rem}.bvr-insights__list li{font-size:.85rem;color:var(--text-secondary);line-height:1.55}.bvr-disclaimer{margin:0;font-size:.72rem;color:var(--text-muted);line-height:1.5;font-style:italic}@media (max-width: 900px){.bvr-layout{grid-template-columns:1fr}.bvr-inputs{position:static}.bvr-kpis{grid-template-columns:repeat(2,1fr)}}@media (max-width: 480px){.bvr-page{padding:1.5rem 1.25rem 3rem}.bvr-kpis{grid-template-columns:1fr 1fr}}.js-page{max-width:var(--max-tool);margin:0 auto;padding:2.5rem 2rem 4rem}.js-page__header{margin-bottom:2rem}.js-breadcrumb{margin:0 0 .75rem;font-size:.8rem;color:var(--text-muted)}.js-breadcrumb a{color:var(--text-muted)}.js-page__header h1{margin:0 0 .5rem;font-size:1.75rem;font-weight:800;letter-spacing:-.025em}.js-page__subtitle{margin:0;font-size:.95rem;color:var(--text-secondary);max-width:600px;line-height:1.6}.js-layout{display:grid;grid-template-columns:360px 1fr;gap:2rem;align-items:start}.js-inputs{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.5rem;box-shadow:var(--shadow-sm);position:sticky;top:76px}.js-inputs__heading{margin:0 0 1.25rem;font-size:1rem;font-weight:700}.js-inputs__group{margin-bottom:1.5rem}.js-inputs__group:last-child{margin-bottom:0}.js-inputs__group-label{margin:0 0 .75rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);padding-bottom:.4rem;border-bottom:1px solid var(--border)}.js-results{display:flex;flex-direction:column;gap:1.5rem}.js-outcome{border-radius:var(--r-xl);padding:1.5rem;border:1px solid}.js-outcome--up{background:#f0fdf4;border-color:#86efac}.js-outcome--down{background:#fef2f2;border-color:#fca5a5}.js-outcome__badge{display:inline-block;font-size:.78rem;font-weight:700;padding:.2rem .6rem;border-radius:99px;margin-bottom:1rem;background:#0000000f;color:var(--text-secondary)}.js-outcome__compare{display:flex;align-items:center;gap:1.25rem;flex-wrap:wrap}.js-outcome__side{display:flex;flex-direction:column;gap:.2rem}.js-outcome__label{font-size:.72rem;color:var(--text-secondary)}.js-outcome__val{font-size:1.75rem;font-weight:800;color:var(--text-primary)}.js-val--up{color:var(--success)}.js-val--down{color:var(--danger)}.js-outcome__arrow{font-size:1.25rem;color:var(--text-muted)}.js-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:.75rem}.js-kpi{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:.875rem 1rem;display:flex;flex-direction:column;gap:.2rem;box-shadow:var(--shadow-sm)}.js-kpi--warn{border-color:var(--warning)}.js-kpi__val{font-size:1.05rem;font-weight:700}.js-kpi__lbl{font-size:.68rem;color:var(--text-muted);line-height:1.3}.js-kpi__signal{font-size:.65rem;font-weight:700;border-radius:99px;padding:.1rem .4rem;align-self:flex-start;margin-top:.1rem}.signal--green{background:var(--success-light);color:var(--success)}.signal--red{background:var(--danger-light);color:var(--danger)}.js-bonus-box{background:var(--warning-light);border:1px solid #fcd34d;border-radius:var(--r-xl);padding:1.25rem 1.5rem}.js-bonus-box__title{margin:0 0 .25rem;font-size:.8rem;color:var(--text-secondary)}.js-bonus-box__val{margin:0 0 .5rem;font-size:1.5rem;font-weight:800;color:var(--warning)}.js-bonus-box__note{margin:0;font-size:.8rem;color:var(--text-secondary);line-height:1.5}.js-insights{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.js-insights__heading{margin:0 0 .75rem;font-size:.85rem;font-weight:700}.js-insights__list{margin:0;padding:0 0 0 1.1rem;display:flex;flex-direction:column;gap:.6rem}.js-insights__list li{font-size:.85rem;color:var(--text-secondary);line-height:1.55}.js-disclaimer{margin:0;font-size:.72rem;color:var(--text-muted);line-height:1.5;font-style:italic}@media (max-width: 900px){.js-layout{grid-template-columns:1fr}.js-inputs{position:static}.js-kpis{grid-template-columns:repeat(2,1fr)}}@media (max-width: 480px){.js-page{padding:1.5rem 1.25rem 3rem}}.sab-page{max-width:var(--max-tool);margin:0 auto;padding:2.5rem 2rem 4rem}.sab-page__header{margin-bottom:2rem}.sab-breadcrumb{margin:0 0 .75rem;font-size:.8rem;color:var(--text-muted)}.sab-breadcrumb a{color:var(--text-muted)}.sab-page__header h1{margin:0 0 .5rem;font-size:1.75rem;font-weight:800;letter-spacing:-.025em}.sab-page__subtitle{margin:0;font-size:.95rem;color:var(--text-secondary);max-width:600px;line-height:1.6}.sab-layout{display:grid;grid-template-columns:360px 1fr;gap:2rem;align-items:start}.sab-inputs{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.5rem;box-shadow:var(--shadow-sm);position:sticky;top:76px}.sab-inputs__heading{margin:0 0 1.25rem;font-size:1rem;font-weight:700}.sab-inputs__group{margin-bottom:1.5rem}.sab-inputs__group:last-child{margin-bottom:0}.sab-inputs__group-label{margin:0 0 .75rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);padding-bottom:.4rem;border-bottom:1px solid var(--border)}.sab-results{display:flex;flex-direction:column;gap:1.5rem}.sab-verdict{border-radius:var(--r-xl);padding:1.5rem;border:1px solid}.sab-verdict--ok{background:linear-gradient(135deg,#d1fae5,#a7f3d0);border-color:#6ee7b7}.sab-verdict--gap{background:linear-gradient(135deg,#fef3c7,#fde68a);border-color:#fbbf24}.sab-verdict__title{margin:0 0 1rem;font-weight:700;font-size:1rem;color:var(--text-primary)}.sab-verdict__numbers{display:flex;align-items:center;gap:1.25rem;flex-wrap:wrap}.sab-verdict__num-block{display:flex;flex-direction:column;gap:.2rem}.sab-verdict__big{font-size:1.75rem;font-weight:800;color:var(--text-primary)}.sab-num--ok{color:var(--success)}.sab-num--gap{color:var(--warning)}.sab-verdict__lbl{font-size:.72rem;color:var(--text-secondary)}.sab-verdict__vs{font-size:.8rem;font-weight:700;color:var(--text-muted)}.sab-verdict__gap-note{margin:.75rem 0 0;font-size:.85rem;font-weight:700;color:var(--warning)}.sab-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:.75rem}.sab-kpi{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:.875rem 1rem;display:flex;flex-direction:column;gap:.25rem;box-shadow:var(--shadow-sm)}.sab-kpi--warn{border-color:var(--danger)}.sab-kpi__val{font-size:1.05rem;font-weight:700}.sab-kpi__lbl{font-size:.68rem;color:var(--text-muted);line-height:1.3}.sab-emi-bar{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.sab-emi-bar__label{margin:0 0 .75rem;font-size:.85rem;font-weight:600;color:var(--text-secondary)}.sab-emi-bar__row{display:flex;height:12px;border-radius:6px;overflow:hidden;margin-bottom:.6rem;background:var(--border)}.sab-emi-bar__seg{transition:flex .3s;min-width:4px}.sab-emi-bar__seg--emi{background:var(--danger)}.sab-emi-bar__seg--living{background:var(--warning)}.sab-emi-bar__seg--income{background:var(--success)}.sab-emi-bar__legend{display:flex;align-items:center;gap:1rem;flex-wrap:wrap;font-size:.72rem}.sab-emi-legend{display:flex;align-items:center;gap:.3rem;color:var(--text-secondary)}.sab-emi-legend:before{content:"";width:8px;height:8px;border-radius:2px;display:inline-block}.sab-emi-legend--emi:before{background:var(--danger)}.sab-emi-legend--living:before{background:var(--warning)}.sab-emi-legend--income:before{background:var(--success)}.sab-insights{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.sab-insights__heading{margin:0 0 .75rem;font-size:.85rem;font-weight:700}.sab-insights__list{margin:0;padding:0 0 0 1.1rem;display:flex;flex-direction:column;gap:.6rem}.sab-insights__list li{font-size:.85rem;color:var(--text-secondary);line-height:1.55}.sab-disclaimer{margin:0;font-size:.72rem;color:var(--text-muted);line-height:1.5;font-style:italic}@media (max-width: 900px){.sab-layout{grid-template-columns:1fr}.sab-inputs{position:static}.sab-kpis{grid-template-columns:repeat(2,1fr)}}@media (max-width: 480px){.sab-page{padding:1.5rem 1.25rem 3rem}}.tl{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:1.25rem;box-shadow:var(--shadow-sm);border-left:4px solid;display:flex;flex-direction:column;gap:.5rem}.tl--green{border-left-color:var(--success)}.tl--amber{border-left-color:var(--warning)}.tl--red{border-left-color:var(--danger)}.tl__header{display:flex;align-items:center;gap:.5rem}.tl__dot{width:10px;height:10px;border-radius:50%;flex-shrink:0}.tl--green .tl__dot{background:var(--success)}.tl--amber .tl__dot{background:var(--warning)}.tl--red .tl__dot{background:var(--danger)}.tl__label{font-weight:600;font-size:.9rem;flex:1}.tl__badge{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;padding:.15rem .5rem;border-radius:99px}.tl--green .tl__badge{background:var(--success-light);color:var(--success)}.tl--amber .tl__badge{background:var(--warning-light);color:var(--warning)}.tl--red .tl__badge{background:var(--danger-light);color:var(--danger)}.tl__metric{margin:0;font-size:.95rem;font-weight:700;color:var(--text-primary)}.tl__narrative{margin:0;font-size:.82rem;color:var(--text-secondary);line-height:1.5}.tl__action{margin:0;font-size:.8rem;color:var(--text-muted);font-style:italic}.health-page{max-width:var(--max-tool);margin:0 auto;padding:2.5rem 2rem 4rem}.health-page__header{margin-bottom:2rem}.health-breadcrumb{margin:0 0 .75rem;font-size:.8rem;color:var(--text-muted)}.health-breadcrumb a{color:var(--text-muted)}.health-page__header h1{margin:0 0 .5rem;font-size:1.75rem;font-weight:800;letter-spacing:-.025em}.health-page__subtitle{margin:0;font-size:.95rem;color:var(--text-secondary);max-width:640px;line-height:1.6}.health-layout{display:grid;grid-template-columns:380px 1fr;gap:2rem;align-items:start}.health-inputs{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.5rem;box-shadow:var(--shadow-sm);position:sticky;top:76px;max-height:calc(100vh - 100px);overflow-y:auto}.health-inputs__heading{margin:0 0 1.25rem;font-size:1rem;font-weight:700}.health-inputs__group{margin-bottom:1.5rem}.health-inputs__group:last-of-type{margin-bottom:0}.health-inputs__group-label{margin:0 0 .75rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);padding-bottom:.4rem;border-bottom:1px solid var(--border)}.health-inputs__row{display:grid;grid-template-columns:1fr 1fr;gap:.75rem}.num-field{display:flex;flex-direction:column;gap:.3rem;margin-bottom:.75rem}.num-field:last-child{margin-bottom:0}.num-field__label{font-size:.8rem;font-weight:500;color:var(--text-secondary)}.num-field__input-wrap{display:flex;align-items:center;background:var(--bg);border:1px solid var(--border);border-radius:var(--r-md);overflow:hidden;transition:border-color .15s}.num-field__input-wrap:focus-within{border-color:var(--accent)}.num-field__prefix{padding:0 .5rem;font-size:.875rem;color:var(--text-muted);background:var(--surface-muted);border-right:1px solid var(--border);height:100%;display:flex;align-items:center;align-self:stretch}.num-field__input{flex:1;border:none;background:transparent;padding:.45rem .6rem;font-size:.875rem;font-family:var(--font);color:var(--text-primary);outline:none;width:100%}.num-field__hint{margin:0;font-size:.72rem;color:var(--text-muted);font-style:italic;line-height:1.4}.health-submit{display:block;width:100%;margin-top:1.5rem;padding:.875rem;background:var(--accent);color:#fff;font-size:.95rem;font-weight:700;border:none;border-radius:var(--r-lg);cursor:pointer;font-family:var(--font);transition:background .15s}.health-submit:hover{background:var(--accent-hover)}.health-results{display:flex;flex-direction:column;gap:1.5rem}.health-overall{display:flex;align-items:flex-start;gap:1rem;padding:1.25rem 1.5rem;border-radius:var(--r-xl);border:1px solid}.health-overall--green{background:var(--success-light);border-color:#6ee7b7}.health-overall--amber{background:var(--warning-light);border-color:#fcd34d}.health-overall--red{background:var(--danger-light);border-color:#fca5a5}.health-overall__dot{width:14px;height:14px;border-radius:50%;flex-shrink:0;margin-top:3px}.health-overall--green .health-overall__dot{background:var(--success)}.health-overall--amber .health-overall__dot{background:var(--warning)}.health-overall--red .health-overall__dot{background:var(--danger)}.health-overall__label{margin:0 0 .25rem;font-weight:700;font-size:1rem;color:var(--text-primary)}.health-overall__summary{margin:0;font-size:.85rem;color:var(--text-secondary);line-height:1.55}.health-networth{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.health-networth__title{margin:0 0 .75rem;font-size:.85rem;font-weight:700;color:var(--text-secondary)}.health-networth__row{display:flex;gap:2rem;flex-wrap:wrap;margin-bottom:.75rem}.health-networth__item{display:flex;flex-direction:column;gap:.2rem}.health-networth__val{font-size:1.25rem;font-weight:800;color:var(--text-primary)}.health-networth__lbl{font-size:.72rem;color:var(--text-muted)}.health-networth__warning{margin:0;font-size:.8rem;color:var(--warning);font-weight:600;background:var(--warning-light);padding:.5rem .75rem;border-radius:var(--r-sm)}.health-dimensions{display:grid;grid-template-columns:1fr;gap:.75rem}.health-disclaimer{margin:0;font-size:.72rem;color:var(--text-muted);line-height:1.5;font-style:italic}.health-placeholder{display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:280px;background:var(--surface);border:2px dashed var(--border);border-radius:var(--r-xl);text-align:center;padding:2rem}.health-placeholder__icon{font-size:3rem;margin:0 0 1rem}.health-placeholder__text{margin:0;font-size:.9rem;color:var(--text-muted);max-width:300px;line-height:1.6}@media (max-width: 960px){.health-layout{grid-template-columns:1fr}.health-inputs{position:static;max-height:none}}@media (max-width: 480px){.health-page{padding:1.5rem 1.25rem 3rem}.health-inputs__row{grid-template-columns:1fr}}.er-page{max-width:var(--max-tool);margin:0 auto;padding:2.5rem 2rem 4rem}.er-page__header{margin-bottom:2rem}.er-breadcrumb{margin:0 0 .75rem;font-size:.8rem;color:var(--text-muted)}.er-breadcrumb a{color:var(--text-muted)}.er-page__header h1{margin:0 0 .5rem;font-size:1.75rem;font-weight:800;letter-spacing:-.025em}.er-page__subtitle{margin:0;font-size:.95rem;color:var(--text-secondary);max-width:640px;line-height:1.6}.er-layout{display:grid;grid-template-columns:360px 1fr;gap:2rem;align-items:start}.er-inputs{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.5rem;box-shadow:var(--shadow-sm);position:sticky;top:76px;max-height:calc(100vh - 100px);overflow-y:auto}.er-inputs__heading{margin:0 0 1.25rem;font-size:1rem;font-weight:700}.er-inputs__group{margin-bottom:1.5rem}.er-inputs__group:last-of-type{margin-bottom:0}.er-inputs__group-label{margin:0 0 .75rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);padding-bottom:.4rem;border-bottom:1px solid var(--border)}.er-results{display:flex;flex-direction:column;gap:1.5rem}.er-verdict{display:flex;align-items:flex-start;gap:1rem;padding:1.25rem 1.5rem;border-radius:var(--r-xl);border:1px solid}.er-verdict--green{background:var(--success-light);border-color:#6ee7b7}.er-verdict--amber{background:var(--warning-light);border-color:#fcd34d}.er-verdict--red{background:var(--danger-light);border-color:#fca5a5}.er-verdict__dot{width:14px;height:14px;border-radius:50%;flex-shrink:0;margin-top:3px}.er-verdict--green .er-verdict__dot{background:var(--success)}.er-verdict--amber .er-verdict__dot{background:var(--warning)}.er-verdict--red .er-verdict__dot{background:var(--danger)}.er-verdict__label{margin:0 0 .25rem;font-weight:700;font-size:1rem}.er-verdict__sub{margin:0;font-size:.85rem;color:var(--text-secondary)}.er-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.er-kpi{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:1rem 1.25rem;display:flex;flex-direction:column;gap:.3rem;box-shadow:var(--shadow-sm)}.er-kpi__val{font-size:1.15rem;font-weight:800;color:var(--text-primary);letter-spacing:-.02em}.er-kpi__lbl{font-size:.72rem;color:var(--text-muted)}.er-kpi--gap .er-kpi__val{color:var(--danger)}.er-kpi--surplus .er-kpi__val{color:var(--success)}.er-gap-action{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem 1.5rem;background:var(--warning-light);border:1px solid #fcd34d;border-radius:var(--r-lg)}.er-gap-action__label{font-size:.85rem;color:var(--text-secondary)}.er-gap-action__val{font-size:1.1rem;font-weight:800;color:var(--warning);white-space:nowrap}.er-chart-wrap{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.er-chart-title{margin:0 0 1rem;font-size:.85rem;font-weight:700;color:var(--text-secondary)}.two-line-chart__legend{display:flex;gap:1.25rem;font-size:.8rem;margin-bottom:.5rem}.er-whatif{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.er-whatif__title{margin:0 0 1rem;font-size:.9rem;font-weight:700}.er-whatif__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem}.er-whatif__card{display:flex;flex-direction:column;gap:.25rem;padding:1rem;background:var(--bg);border:1px solid var(--border);border-radius:var(--r-lg);text-align:center}.er-whatif__card--base{border-color:var(--accent);background:#4f46e50a}.er-whatif__age{font-size:.75rem;color:var(--text-muted)}.er-whatif__val{font-size:1.1rem;font-weight:800;color:var(--text-primary)}.er-whatif__lbl{font-size:.72rem;color:var(--text-muted)}.er-insights{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.er-insights__heading{margin:0 0 .75rem;font-size:.85rem;font-weight:700;color:var(--text-secondary)}.er-insights__list{margin:0;padding:0 0 0 1.25rem;display:flex;flex-direction:column;gap:.6rem}.er-insights__list li{font-size:.875rem;color:var(--text-secondary);line-height:1.6}.er-disclaimer{margin:0;font-size:.72rem;color:var(--text-muted);line-height:1.5;font-style:italic}@media (max-width: 960px){.er-layout{grid-template-columns:1fr}.er-inputs{position:static;max-height:none}.er-kpis{grid-template-columns:repeat(2,1fr)}.er-whatif__grid{grid-template-columns:repeat(3,1fr)}}@media (max-width: 480px){.er-page{padding:1.5rem 1.25rem 3rem}.er-kpis{grid-template-columns:1fr 1fr}.er-whatif__grid{grid-template-columns:1fr}}.bs-page{max-width:var(--max-tool);margin:0 auto;padding:2.5rem 2rem 4rem}.bs-page__header{margin-bottom:2rem}.bs-breadcrumb{margin:0 0 .75rem;font-size:.8rem;color:var(--text-muted)}.bs-breadcrumb a{color:var(--text-muted)}.bs-page__header h1{margin:0 0 .5rem;font-size:1.75rem;font-weight:800;letter-spacing:-.025em}.bs-page__subtitle{margin:0;font-size:.95rem;color:var(--text-secondary);max-width:640px;line-height:1.6}.bs-layout{display:grid;grid-template-columns:380px 1fr;gap:2rem;align-items:start}.bs-inputs{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.5rem;box-shadow:var(--shadow-sm);position:sticky;top:76px;max-height:calc(100vh - 100px);overflow-y:auto}.bs-inputs__heading{margin:0 0 1.25rem;font-size:1rem;font-weight:700}.bs-inputs__group{margin-bottom:1.5rem}.bs-inputs__group:last-of-type{margin-bottom:0}.bs-inputs__group-label{margin:0 0 .75rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);padding-bottom:.4rem;border-bottom:1px solid var(--border)}.bs-num-field{display:flex;flex-direction:column;gap:.3rem;margin-bottom:.75rem}.bs-num-field:last-child{margin-bottom:0}.bs-num-field__label{font-size:.8rem;font-weight:500;color:var(--text-secondary)}.bs-num-field__wrap{display:flex;align-items:center;background:var(--bg);border:1px solid var(--border);border-radius:var(--r-md);overflow:hidden;transition:border-color .15s}.bs-num-field__wrap:focus-within{border-color:var(--accent)}.bs-num-field__prefix{padding:0 .5rem;font-size:.875rem;color:var(--text-muted);background:var(--surface-muted);border-right:1px solid var(--border);height:100%;display:flex;align-items:center;align-self:stretch}.bs-num-field__input{flex:1;border:none;background:transparent;padding:.45rem .6rem;font-size:.875rem;font-family:var(--font);color:var(--text-primary);outline:none;width:100%}.bs-num-field__input--text{padding:.45rem .6rem;font-size:.875rem;font-family:var(--font);color:var(--text-primary);background:var(--bg);border:1px solid var(--border);border-radius:var(--r-md);outline:none;width:100%}.bs-num-field__input--text:focus{border-color:var(--accent)}.bs-num-field__hint{margin:0;font-size:.72rem;color:var(--text-muted);font-style:italic;line-height:1.4}.bs-toggle{display:flex;align-items:center;gap:.5rem;cursor:pointer;margin-bottom:.6rem;-webkit-user-select:none;user-select:none}.bs-toggle__input{display:none}.bs-toggle__track{width:32px;height:18px;border-radius:9px;background:var(--border);position:relative;flex-shrink:0;transition:background .15s}.bs-toggle__track:after{content:"";position:absolute;width:12px;height:12px;border-radius:50%;background:#fff;top:3px;left:3px;transition:transform .15s}.bs-toggle__input:checked+.bs-toggle__track{background:var(--accent)}.bs-toggle__input:checked+.bs-toggle__track:after{transform:translate(14px)}.bs-toggle__label{font-size:.8rem;color:var(--text-secondary)}.bs-submit{display:block;width:100%;margin-top:1.5rem;padding:.875rem;background:var(--accent);color:#fff;font-size:.95rem;font-weight:700;border:none;border-radius:var(--r-lg);cursor:pointer;font-family:var(--font);transition:background .15s}.bs-submit:hover{background:var(--accent-hover)}.bs-results{display:flex;flex-direction:column;gap:1rem}.bs-placeholder{display:flex;flex-direction:column;align-items:center;justify-content:center;min-height:280px;background:var(--surface);border:2px dashed var(--border);border-radius:var(--r-xl);text-align:center;padding:2rem}.bs-placeholder__icon{font-size:3rem;margin:0 0 1rem}.bs-placeholder__text{margin:0;font-size:.9rem;color:var(--text-muted);max-width:300px;line-height:1.6}.bs-all-clear{text-align:center;padding:3rem 2rem;background:var(--success-light);border:1px solid #6ee7b7;border-radius:var(--r-xl)}.bs-all-clear__icon{font-size:3rem;color:var(--success);font-weight:900;margin:0 0 .75rem}.bs-all-clear__title{margin:0 0 .5rem;font-size:1.25rem;font-weight:800}.bs-all-clear__sub{font-size:.875rem;color:var(--text-secondary);line-height:1.6;max-width:420px;margin:0 auto}.bs-summary{display:flex;align-items:center;gap:.75rem;flex-wrap:wrap}.bs-summary__pill{padding:.3rem .75rem;border-radius:99px;font-size:.78rem;font-weight:700}.bs-summary__pill--high{background:var(--danger-light);color:var(--danger);border:1px solid #fca5a5}.bs-summary__pill--medium{background:var(--warning-light);color:var(--warning);border:1px solid #fcd34d}.bs-summary__pill--low{background:#f0fdf4;color:#059669;border:1px solid #6ee7b7}.bs-summary__sub{margin:0;font-size:.8rem;color:var(--text-muted)}.bs-spots-list{display:flex;flex-direction:column;gap:.5rem}.bs-spot{border-radius:var(--r-lg);border:1px solid;overflow:hidden}.bs-spot--high{border-color:#fca5a5;background:var(--danger-light)}.bs-spot--medium{border-color:#fcd34d;background:var(--warning-light)}.bs-spot--low{border-color:#6ee7b7;background:#f0fdf4}.bs-spot__header{display:flex;align-items:center;gap:.75rem;padding:.875rem 1rem;cursor:pointer}.bs-spot__dot{width:10px;height:10px;border-radius:50%;flex-shrink:0}.bs-spot__dot--high{background:var(--danger)}.bs-spot__dot--medium{background:var(--warning)}.bs-spot__dot--low{background:var(--success)}.bs-spot__head-body{flex:1}.bs-spot__title{margin:0 0 .2rem;font-size:.9rem;font-weight:700;color:var(--text-primary)}.bs-spot__badge{font-size:.68rem;font-weight:600;color:var(--text-muted);text-transform:uppercase;letter-spacing:.06em}.bs-spot__chevron{font-size:.7rem;color:var(--text-muted);flex-shrink:0}.bs-spot__body{padding:0 1rem 1rem;display:flex;flex-direction:column;gap:.5rem;border-top:1px solid rgba(0,0,0,.06)}.bs-spot__section-label{margin:.5rem 0 0;font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--text-muted)}.bs-spot__text{margin:0;font-size:.85rem;color:var(--text-secondary);line-height:1.6}.bs-spot__action{font-weight:500;color:var(--text-primary)}.bs-disclaimer{margin:0;font-size:.72rem;color:var(--text-muted);line-height:1.5;font-style:italic}@media (max-width: 960px){.bs-layout{grid-template-columns:1fr}.bs-inputs{position:static;max-height:none}}@media (max-width: 480px){.bs-page{padding:1.5rem 1.25rem 3rem}}.cp-page{max-width:var(--max-tool);margin:0 auto;padding:2.5rem 2rem 4rem}.cp-page__header{margin-bottom:2rem}.cp-breadcrumb{margin:0 0 .75rem;font-size:.8rem;color:var(--text-muted)}.cp-breadcrumb a{color:var(--text-muted)}.cp-page__header h1{margin:0 0 .5rem;font-size:1.75rem;font-weight:800;letter-spacing:-.025em}.cp-page__subtitle{margin:0;font-size:.95rem;color:var(--text-secondary);max-width:640px;line-height:1.6}.cp-layout{display:grid;grid-template-columns:360px 1fr;gap:2rem;align-items:start}.cp-inputs{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.5rem;box-shadow:var(--shadow-sm);position:sticky;top:76px;max-height:calc(100vh - 100px);overflow-y:auto}.cp-inputs__heading{margin:0 0 1.25rem;font-size:1rem;font-weight:700}.cp-inputs__group{margin-bottom:1.5rem}.cp-inputs__group:last-of-type{margin-bottom:0}.cp-inputs__group-label{margin:0 0 .75rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);padding-bottom:.4rem;border-bottom:1px solid var(--border)}.cp-results{display:flex;flex-direction:column;gap:1.5rem}.cp-verdict{display:flex;align-items:flex-start;gap:1rem;padding:1.25rem 1.5rem;border-radius:var(--r-xl);border:1px solid}.cp-verdict--green{background:var(--success-light);border-color:#6ee7b7}.cp-verdict--amber{background:var(--warning-light);border-color:#fcd34d}.cp-verdict--red{background:var(--danger-light);border-color:#fca5a5}.cp-verdict__dot{width:14px;height:14px;border-radius:50%;flex-shrink:0;margin-top:3px}.cp-verdict--green .cp-verdict__dot{background:var(--success)}.cp-verdict--amber .cp-verdict__dot{background:var(--warning)}.cp-verdict--red .cp-verdict__dot{background:var(--danger)}.cp-verdict__label{margin:0 0 .25rem;font-weight:700;font-size:1rem}.cp-verdict__sub{margin:0;font-size:.85rem;color:var(--text-secondary)}.cp-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.cp-kpi{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-lg);padding:1rem 1.25rem;display:flex;flex-direction:column;gap:.3rem;box-shadow:var(--shadow-sm)}.cp-kpi__val{font-size:1.1rem;font-weight:800;color:var(--text-primary);letter-spacing:-.02em}.cp-kpi__lbl{font-size:.72rem;color:var(--text-muted)}.cp-foir{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.cp-foir--green{border-left:4px solid var(--success)}.cp-foir--amber{border-left:4px solid var(--warning)}.cp-foir--red{border-left:4px solid var(--danger)}.cp-foir__row{display:flex;align-items:center;gap:1.5rem;flex-wrap:wrap}.cp-foir__item{display:flex;flex-direction:column;gap:.2rem}.cp-foir__pct{font-size:1.5rem;font-weight:800;color:var(--text-primary)}.cp-foir__pct--new{color:var(--accent)}.cp-foir--red .cp-foir__pct--new{color:var(--danger)}.cp-foir--amber .cp-foir__pct--new{color:var(--warning)}.cp-foir__lbl{font-size:.72rem;color:var(--text-muted)}.cp-foir__arrow{font-size:1.25rem;color:var(--text-muted)}.cp-foir__badge{padding:.25rem .7rem;border-radius:99px;font-size:.75rem;font-weight:700;margin-left:auto}.cp-foir--green .cp-foir__badge{background:var(--success-light);color:var(--success)}.cp-foir--amber .cp-foir__badge{background:var(--warning-light);color:var(--warning)}.cp-foir--red .cp-foir__badge{background:var(--danger-light);color:var(--danger)}.cp-foir__hint{margin:.75rem 0 0;font-size:.75rem;color:var(--text-muted)}.cp-tco{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.cp-tco__header{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:1.25rem;gap:1rem}.cp-tco__title{margin:0;font-size:.9rem;font-weight:700}.cp-tco__total{font-size:1.2rem;font-weight:800;color:var(--text-primary)}.cp-tco__bars{display:flex;flex-direction:column;gap:.6rem}.cp-tco__row{display:grid;grid-template-columns:160px 1fr 100px;align-items:center;gap:.75rem}.cp-tco__row-label{font-size:.8rem;color:var(--text-secondary)}.cp-tco__bar-wrap{height:10px;background:var(--border);border-radius:5px;overflow:hidden}.cp-tco__bar{height:100%;border-radius:5px;transition:width .3s ease}.cp-tco__row-val{font-size:.8rem;font-weight:600;color:var(--text-primary);text-align:right}.cp-opp{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.cp-opp__title{margin:0 0 1rem;font-size:.9rem;font-weight:700}.cp-opp__row{display:flex;align-items:center;gap:2rem;flex-wrap:wrap}.cp-opp__item{display:flex;flex-direction:column;gap:.3rem}.cp-opp__val{font-size:1.25rem;font-weight:800;color:var(--text-primary)}.cp-opp__lbl{font-size:.75rem;color:var(--text-muted)}.cp-opp__vs{font-size:.9rem;color:var(--text-muted)}.cp-opp__delta{margin:.75rem 0 0;font-size:.85rem;color:var(--success);font-weight:600}.cp-insights{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.cp-insights__heading{margin:0 0 .75rem;font-size:.85rem;font-weight:700;color:var(--text-secondary)}.cp-insights__list{margin:0;padding:0 0 0 1.25rem;display:flex;flex-direction:column;gap:.6rem}.cp-insights__list li{font-size:.875rem;color:var(--text-secondary);line-height:1.6}.cp-disclaimer{margin:0;font-size:.72rem;color:var(--text-muted);line-height:1.5;font-style:italic}@media (max-width: 960px){.cp-layout{grid-template-columns:1fr}.cp-inputs{position:static;max-height:none}.cp-kpis{grid-template-columns:repeat(2,1fr)}}@media (max-width: 480px){.cp-page{padding:1.5rem 1.25rem 3rem}.cp-kpis{grid-template-columns:1fr 1fr}.cp-tco__row{grid-template-columns:120px 1fr 80px}}.fam-page{max-width:var(--max-tool);margin:0 auto;padding:2.5rem 2rem 4rem}.fam-page__header{margin-bottom:2rem}.fam-breadcrumb{margin:0 0 .75rem;font-size:.8rem;color:var(--text-muted)}.fam-breadcrumb a{color:var(--text-muted)}.fam-page__header h1{margin:0 0 .5rem;font-size:1.75rem;font-weight:800;letter-spacing:-.025em}.fam-page__subtitle{margin:0;font-size:.95rem;color:var(--text-secondary);max-width:640px;line-height:1.6}.fam-layout{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start}.fam-num-field{display:flex;flex-direction:column;gap:.3rem;margin-bottom:.75rem}.fam-num-field:last-child{margin-bottom:0}.fam-num-field__label{font-size:.8rem;font-weight:500;color:var(--text-secondary)}.fam-num-field__wrap{display:flex;align-items:center;background:var(--bg);border:1px solid var(--border);border-radius:var(--r-md);overflow:hidden;transition:border-color .15s}.fam-num-field__wrap:focus-within{border-color:var(--accent)}.fam-num-field__prefix{padding:0 .5rem;font-size:.875rem;color:var(--text-muted);background:var(--surface-muted);border-right:1px solid var(--border);height:100%;display:flex;align-items:center;align-self:stretch}.fam-num-field__input{flex:1;border:none;background:transparent;padding:.45rem .6rem;font-size:.875rem;font-family:var(--font);color:var(--text-primary);outline:none;width:100%}.fam-num-field__hint{margin:0;font-size:.72rem;color:var(--text-muted);font-style:italic;line-height:1.4}.fam-member{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.5rem;box-shadow:var(--shadow-sm)}.fam-member__head{margin-bottom:1.25rem}.fam-member__name{font-size:1rem;font-weight:700;color:var(--text-primary);background:transparent;border:none;border-bottom:2px solid var(--border);padding:.25rem 0;width:100%;font-family:var(--font);outline:none;transition:border-color .15s}.fam-member__name:focus{border-color:var(--accent)}.fam-member__fields{margin-bottom:1.25rem}.fam-member__stats{display:grid;grid-template-columns:repeat(3,1fr);gap:.5rem;border-top:1px solid var(--border);padding-top:1rem}.fam-stat{display:flex;flex-direction:column;align-items:center;gap:.2rem;padding:.5rem;background:var(--bg);border-radius:var(--r-md);border:1px solid var(--border)}.fam-stat--green{border-color:#6ee7b7;background:var(--success-light)}.fam-stat--amber{border-color:#fcd34d;background:var(--warning-light)}.fam-stat--red{border-color:#fca5a5;background:var(--danger-light)}.fam-stat__val{font-size:1rem;font-weight:800;color:var(--text-primary)}.fam-stat--green .fam-stat__val{color:var(--success)}.fam-stat--amber .fam-stat__val{color:var(--warning)}.fam-stat--red .fam-stat__val{color:var(--danger)}.fam-stat__lbl{font-size:.68rem;color:var(--text-muted);text-align:center}.fam-right{display:flex;flex-direction:column;gap:1.5rem}.fam-section-label{margin:0 0 .75rem;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted);padding-bottom:.4rem;border-bottom:1px solid var(--border)}.fam-household-inputs{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.fam-combined{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;gap:1rem}.fam-combined__kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:.75rem}.fam-combined__kpi{display:flex;flex-direction:column;gap:.25rem;padding:.75rem 1rem;background:var(--bg);border:1px solid var(--border);border-radius:var(--r-lg)}.fam-combined__kpi--foir.fam-combined__kpi--green{border-color:#6ee7b7;background:var(--success-light)}.fam-combined__kpi--foir.fam-combined__kpi--amber{border-color:#fcd34d;background:var(--warning-light)}.fam-combined__kpi--foir.fam-combined__kpi--red{border-color:#fca5a5;background:var(--danger-light)}.fam-combined__val{font-size:1.05rem;font-weight:800;color:var(--text-primary)}.fam-combined__lbl{font-size:.7rem;color:var(--text-muted)}.fam-surplus{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:.875rem 1.25rem;border-radius:var(--r-lg);border:1px solid;flex-wrap:wrap}.fam-surplus--positive{background:var(--success-light);border-color:#6ee7b7}.fam-surplus--negative{background:var(--danger-light);border-color:#fca5a5}.fam-surplus__label{font-size:.8rem;color:var(--text-secondary)}.fam-surplus__val{font-size:1.1rem;font-weight:800}.fam-surplus--positive .fam-surplus__val{color:var(--success)}.fam-surplus--negative .fam-surplus__val{color:var(--danger)}.fam-goal{display:flex;flex-direction:column;gap:.5rem}.fam-goal__row{display:flex;justify-content:space-between;align-items:baseline}.fam-goal__label{font-size:.8rem;color:var(--text-secondary)}.fam-goal__pct{font-size:.85rem;font-weight:700;color:var(--text-primary)}.fam-goal__bar-wrap{height:8px;background:var(--border);border-radius:4px;overflow:hidden}.fam-goal__bar{height:100%;background:var(--accent);border-radius:4px;transition:width .3s ease}.fam-goal__sub{margin:0;font-size:.78rem;color:var(--text-muted);line-height:1.5}.fam-insights{background:var(--surface);border:1px solid var(--border);border-radius:var(--r-xl);padding:1.25rem 1.5rem;box-shadow:var(--shadow-sm)}.fam-insights__list{margin:0;padding:0 0 0 1.25rem;display:flex;flex-direction:column;gap:.6rem}.fam-insights__list li{font-size:.875rem;color:var(--text-secondary);line-height:1.6}.fam-members{display:flex;flex-direction:column;gap:1.5rem}@media (max-width: 1100px){.fam-layout{grid-template-columns:1fr}.fam-members{flex-direction:row}.fam-member{flex:1}}@media (max-width: 680px){.fam-members{flex-direction:column}.fam-combined__kpis{grid-template-columns:repeat(2,1fr)}}@media (max-width: 480px){.fam-page{padding:1.5rem 1.25rem 3rem}.fam-member__stats{grid-template-columns:repeat(3,1fr)}}:root{--bg: #f0f3f8;--surface: #ffffff;--surface-raised: #ffffff;--surface-muted: #f8fafc;--border: rgba(0,0,0,.08);--border-strong: rgba(0,0,0,.15);--text-primary: #0d1926;--text-secondary: #4b5563;--text-muted: #9ca3af;--accent: #1e3a8a;--accent-2: #2563eb;--accent-hover: #1e40af;--accent-light: rgba(30,58,138,.08);--grad: linear-gradient(135deg, #1e3a8a 0%, #2563eb 100%);--grad-subtle: linear-gradient(135deg, rgba(30,58,138,.06) 0%, rgba(37,99,235,.06) 100%);--grad-text: linear-gradient(135deg, #1e3a8a 0%, #2563eb 100%);--hero-bg: linear-gradient(155deg, #0c1a4e 0%, #1e3a8a 65%, #2563eb 100%);--success: #16a34a;--success-light: rgba(22,163,74,.1);--warning: #d97706;--warning-light: rgba(217,119,6,.1);--danger: #dc2626;--danger-light: rgba(220,38,38,.1);--buy-color: #1e3a8a;--rent-color: #16a34a;--font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", system-ui, sans-serif;--sp-1: .25rem;--sp-2: .5rem;--sp-3: .75rem;--sp-4: 1rem;--sp-5: 1.25rem;--sp-6: 1.5rem;--sp-8: 2rem;--sp-10: 2.5rem;--sp-12: 3rem;--sp-16: 4rem;--r-sm: .5rem;--r-md: .75rem;--r-lg: 1rem;--r-xl: 1.25rem;--r-2xl: 1.5rem;--shadow-sm: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.04);--shadow-md: 0 4px 16px rgba(0,0,0,.1);--shadow-lg: 0 8px 32px rgba(0,0,0,.12);--glow-sm: 0 2px 12px rgba(30,58,138,.12);--glow: 0 4px 24px rgba(30,58,138,.2);--glow-pink: 0 4px 16px rgba(37,99,235,.18);--max-content: 1160px;--max-tool: 960px}*,*:before,*:after{box-sizing:border-box}html{font-size:16px;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{margin:0;font-family:var(--font);color:var(--text-primary);background:var(--bg);line-height:1.6}a{color:var(--accent);text-decoration:none}a:hover{color:var(--accent-2)}::-webkit-scrollbar{width:6px}::-webkit-scrollbar-track{background:transparent}::-webkit-scrollbar-thumb{background:#00000026;border-radius:3px}::-webkit-scrollbar-thumb:hover{background:#00000040}